Our Qualifications

Providing service to clients on a personal level is what we do best, and our combination of experience and expertise is what helps us provide that service.

We have been working with individuals and businesses in the area for over 21 years, allowing us to build lasting relationships with our clients.

Along with 27 years combined experience in the industry, the Heltzel Kalloz Financial Advisory Group offers proven expertise.

The (CIMA®)or Certified Investment Management AnalystSM designation as offered by the Wharton School of the University of Pennsylvania is held by Mary Heltzel. 

As a professional holding the CIMA® certification, Mary is held to a high standard of ethics, enforced by IMCA’s Code of Professional Responsibility.

Mary also holds the Chartered Financial Consultant® designation (ChFC®) through The American College. Each ChFC® designee has completed an educational program and taken nine or more college-level courses on all aspects of investment planning from The American College. Advisors serve you with the highest level of professionalism.

A Financial Advisor can assist you by creating a comprehensive financial approach to protecting your assets and helpong to manage risk with appropriate levels of insurance by helping you better understand taxes for you and your business, helping you pursue retirement, helping you seek to enhance your estate value for benefit of your loved ones, and building an overall investment approach to address your goals.

Michael Kalloz and Mary Heltzel both hold the Chartered Retirement Planning Counselor (CRPC®) designation. In-depth concentrations are relegated to:

  • Pursuing multiple financial objectives
  • Knowing when to retire
  • Sources of income and deferred compensation
  • Employer-sponsored plans
  • Retirement plan distributions
  • Estate planning strategies
  • Retirement cash flow considerations
  • Planning for incapacity, disability, and long-term care

All designees adhere to Standards of Professional Conduct and renew their CRPC® designation every two years.

 

Please click here to schedule a meeting with Michael or Mary.

 

Stifel does not provide tax or legal advice. You should consult with your tax or legal advisor concerning your particular situation.