Making Retirement Understandable

Making the Retirement Puzzle Easy

With the Heltzel Kalloz Financial Advisory Group, we understand that all of the pieces of your life interlock like the pieces of a jigsaw puzzle. The pieces of your investment plan should interlock too, eventually creating the picture of the tomorrow you wish to see. That’s why we work with you to examine, organize, assemble, and complete your investment plan, while providing a key piece in the puzzle: objective, professional advice.

Organizing the Pieces

We review your financial statements, insurance, and other documents while listening to your needs and concerns. We get to know you on a personal level so we understand your priorities in life and your tolerance for risk. Based on this understanding, we lay all of the puzzle pieces out on the table, right side up.

Separating the Pieces

The four cornerstones of investment planning — retirement, estate planning strategies, protection, and investment — become the four corner pieces of your personal puzzle as we recommend the strategies designed to suit your present needs and future goals. With this framework in place, we can fill in the rest of your puzzle together.

Assembling the Pieces

We piece together the center of your investment planning puzzle using asset allocation, systematic investment research, and non-proprietary, unbiased product selection. We proceed carefully, acting in your best interest, so we never try to jam in a piece where it doesn't belong. We assemble a clear picture that meets your approval.

Completing the Puzzle

After completing the puzzle, we regularly check it to be sure the pieces are working well together. Just like a puzzle, your investment plan can be taken apart and reassembled, so as your individual situation and financial markets change, we re-configure it together to make sure the picture continues to address your needs and goals.

 

For more valuable information and ideas regarding retirement plans and IRAs, click here to read Stifel's Retirement Plans Quarterly Newsletter.

Click here to investigate Tax-Advantaged Investing.