Our Qualifications
Providing service to clients on a personal level is what we do best, and our combination of experience and knowledge is what helps us provide that service.
We have built lasting relationships with our clients. As part of our team’s more than 55 years of combined experience in the industry, Mary has been working with individuals and businesses in the area for more than 30 years.
Mary obtained the Certified Investment Management Analyst® designation from the Investments & Wealth Institute after completing coursework through the Wharton School of the University of Pennsylvania.
Mary also holds the Chartered Financial Consultant® designation through The American College. Each ChFC® designee has completed an educational program and taken nine or more college-level courses on all aspects of investment planning from The American College.
A financial advisor can assist you by creating a comprehensive financial approach designed to help you protect your assets and mitigate risk with appropriate levels of insurance by helping you better understand taxes for you and your business, helping you pursue retirement, helping you seek to enhance your estate value for benefit of your loved ones, and building an overall investment approach to address your goals.
Michael Kalloz and Mary Heltzel both hold the Chartered Retirement Planning Counselor® designation. In-depth concentrations are relegated to:
Mary Heltzel also holds the Chartered Retirement Plans Specialist or CRPS®, indicating the designee has gained added knowledge in the process of designing, installing, and maintaining company retirement plans.
Michael Kalloz holds the CERTIFIED FINANCIAL PLANNER® certification, which identifies those individuals who have met the experience requirements of the CFP Board, have successfully completed financial planning coursework, and have passed the CFP® Certification Examination covering the following areas: the financial planning process, risk management, investments, tax planning and management, retirement and employee benefits, and estate planning.
CFP® certificants also agree to meet ongoing continuing education requirements.
Stifel does not provide legal or tax advice. Please consult with your legal and tax advisors regarding your particular situation.
We have built lasting relationships with our clients. As part of our team’s more than 55 years of combined experience in the industry, Mary has been working with individuals and businesses in the area for more than 30 years.
Mary obtained the Certified Investment Management Analyst® designation from the Investments & Wealth Institute after completing coursework through the Wharton School of the University of Pennsylvania.
Mary also holds the Chartered Financial Consultant® designation through The American College. Each ChFC® designee has completed an educational program and taken nine or more college-level courses on all aspects of investment planning from The American College.
A financial advisor can assist you by creating a comprehensive financial approach designed to help you protect your assets and mitigate risk with appropriate levels of insurance by helping you better understand taxes for you and your business, helping you pursue retirement, helping you seek to enhance your estate value for benefit of your loved ones, and building an overall investment approach to address your goals.
Michael Kalloz and Mary Heltzel both hold the Chartered Retirement Planning Counselor® designation. In-depth concentrations are relegated to:
- Pursuing multiple financial objectives
- Knowing when to retire
- Sources of income and deferred compensation
- Employer-sponsored plans
- Retirement plan distributions
- Estate planning strategies
- Retirement cash flow considerations
- Planning for incapacity, disability, and long-term care
Mary Heltzel also holds the Chartered Retirement Plans Specialist or CRPS®, indicating the designee has gained added knowledge in the process of designing, installing, and maintaining company retirement plans.
Michael Kalloz holds the CERTIFIED FINANCIAL PLANNER® certification, which identifies those individuals who have met the experience requirements of the CFP Board, have successfully completed financial planning coursework, and have passed the CFP® Certification Examination covering the following areas: the financial planning process, risk management, investments, tax planning and management, retirement and employee benefits, and estate planning.
CFP® certificants also agree to meet ongoing continuing education requirements.
Stifel does not provide legal or tax advice. Please consult with your legal and tax advisors regarding your particular situation.